This is the most-debated phone-system question for new businesses. Here's the real picture, beyond the marketing-speak.
Professional, established appearance
Geographic-neutral (callers in any state see the same number)
Vanity numbers possible (1-800-FLOWERS)
Toll-free verification (separate from A2P 10DLC) is generally faster than 10DLC registration
Higher per-day SMS throughput limits than unverified local numbers
Lower SMS open rates in most studies (people see toll-free numbers as marketing/spam more often than local numbers)
More expensive in some carrier configurations (varies)
Some demographics simply don't answer toll-free calls
Verification process exists but is different from A2P (toll-free uses Toll-Free Verification not 10DLC)
Higher answer rates — people answer numbers that look like neighbors
Higher SMS open rates - looks personal, not corporate
Builds local credibility for service businesses
Lower psychological barrier for callers
Tied to a specific area code (might confuse customers in other regions)
Subject to A2P 10DLC registration (1–4 weeks, $4 + $10/month)
Cannot easily be "vanity" - prefix limited
Most single-location small businesses: Local with the area code where most customers live
Multi-location or national e-commerce: Toll-free OR local with main-market area code
Healthcare, real estate, professional services: Local - personal feel matters
Brand-name companies wanting national consistency: Toll-free vanity (when available)
Many businesses run a toll-free number for advertising/branded touchpoints AND a local number for ongoing customer texting
Each is $10.81/month + usage - cost is rarely the deciding factor
Configure them with different routing (toll-free → main number, local → sales team)